utorok 23. októbra 2012

Banks in England

Bank products are very similar. Some banks also offer a variety of special programs (eg for students). Ask for advice from their friends, roommates or colleagues at work who are in the UK for a long time to give you advice on how to choose the bank.The largest banks operating in the UK

    
Lloyds TSB - www.lloydstsbgroup.co.uk
    
NatWest - www.natwest.com
    
Royal Bank of Scotland - www.royalbankscot.co.uk
    
Halifax - www.halifax.co.uk
    
HSBC - www.hsbc.co.uk
    
Barclays - www.barclays.com
    
Cooperative Bank - www.co-operativebank.co.uk
    
Bank of Scotland - www.bankofscotland.co.uk
    
Abbey National - www.abbey.com
How long does it take for an account? After September eleventh, all conditions regarding the safety of banks increased (due to the bank accounts of terrorists or potential money laundering from drugs or prostitution).What are the basic types of accounts, banks provide?

    
Current cash account - for a monthly fee - a saving account where the money can be used at any time without any problems (credit cards, cash withdrawals from ATMs, etc.). Usually they are not binding and any interest rate, but it is almost negligible
    
Deposit account - an account where you can save a lot of money for a certain period of time they choose (term deposit). The saved amount is added to the share of the interest rate, which is determined in advance by the bank - a percentage (with higher amount of money is so convenient account)
    
Internet account - for example, banks offer them as Abbey National and Halifax. This is a purely Internet account, the operation of which is cheaper (but has more limited options than traditional bank account). Some allow you to withdraw money from the ATM. The details, contact the bank directly.
Interest rates - on the following links you can watch the current interest rate:

    
Current accounts - www.moneyextra.com / compare / current
    
Deposit Accounts - www.moneyextra.com / compare / deposits
Interest rate responds to current economic conditions and may change rapidly.

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